Stopping Wage Garnishments
If you are being crippled by high credit card debt, personal loans, payday loans, or medical bills, Chapter 7 may be a way for you to rid yourself of those debts. Also known as “liquidation,” “debt wipe-out” or “fresh start,” Chapter 7 cases are typically resolved 4 months after the filing date. You will receive a Bankruptcy Discharge and your obligation to the discharged debts will be over. Together, we will determine if filing Chapter 7 is the best option for you.
The Advantages of Filing Chapter 7 Bankruptcy
The main advantages of Chapter 7 Bankruptcy are that it eliminates a massive amount of your debt in a limited amount of time. Chapter 7 Bankruptcy is a relatively quick and straightforward process, that generally takes a few months from start to finish. By filing Chapter 7 Bankruptcy, you can do the following:
○ Eliminate ALL debts, except those that the Federal Government has specifically deemed “non-dischargeable.”
○ Puts an immediate halt to wage garnishments and bank levies
○ Allows you to keep most property such as cars and vehicles as long as you are current on your payments.
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